Dec 13, 2019
Calculators

Loan Checklist

The following items may be critical to your loan being completed in a timely manner. Please provide them if they apply to you.

  • 2009 & 2008 W-2's

  • Most recent month's pay check stubs

  • Copy of most recent asset statements (Note:  All pages please.  This includes: Checking, Savings, IRA's, CD's, 401K's, Stock, Mutual Fund, etc.)

  • If you are self employed...please provide a copy of your most recent 2 years tax returns (Note:  All pages please.)

  • If you own any rental property's...please provide a copy of the current lease agreement on each property you own.

  • If your are refinancing your property it helps to provide the following

    • Survey
    • HUD-1/Settlement Statement from original purchase
    • Latest Homeowners Insurance renewal statement
    • Copy of last real estate tax statements for property being refinanced
  • At time of initial loan application a $20. credit report fee will be collected.  This fee is payable by check, cash, Mastercard or Visa.

    Once Credit is reviewed and deemed acceptable, a $345. application fee will be collected.

    At time of executed Earnest Money Contract an appraisal fee will be collected.  This fee is collected directly from the Appraisal Managment Company chosen by the investor.  It is payable by credit card only. 

    If refinancing...the appraisal fee will be collected at time of preliminary approval.

  • If refinancing...the appraisal fee will be collected at time of preliminary approval.

 
Hearthstone Lending Group LLC an affiliate of 1st Alliance Mortgage LLC 6327 Cash Oaks Drive Spring, TX 77379